MARKET REGIME
Mostly favorable Market Health 57.9/100 ▲ +2.5 vs prior session Higher score = friendlier market
Market calm Volatility 65.0 ▼ Getting worse Stocks rising Breadth 58.3 – No change Borrowing cost Credit & Rates 62.5 – No change Cash available Liquidity 31.2 – No change Fear level Sentiment 75.0 ▲ Getting better
What do these mean?
  • Market calm Volatility — How choppy prices are — calmer markets score higher.
  • Stocks rising Breadth — Is the rally broad or carried by a few big names — broader scores higher.
  • Borrowing cost Credit & Rates — How costly it is for companies to borrow — easier credit scores higher.
  • Cash available Liquidity — How much spare cash is in the financial system — more scores higher.
  • Fear level Sentiment — Are investors panicky or greedy — less fear scores higher.

Is higher always better? Yes — by design. Unhealthy extremes (euphoria, complacency, overheated breadth) already count as risk and pull the score DOWN, so a bubble-top market scores low, not 100. Near-100 means every indicator sits in its healthy zone. One nuance: a few zones (deep breadth washout, extreme put-buying fear) are shown GREEN on the indicator cards because they mark classic contrarian entry setups — but for THIS score they still count as heavy stress, since the question here is how friendly the environment is, not where the bottom-fishing odds are. The score describes today's environment; it does not predict returns.

Program-computed from indicator zones · formula v2 · weights: Vol 25% / Breadth 20% / Cross-asset 20% / Liquidity 20% / Sentiment 15%

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AI READING
Based on 2026-08-06 data — today's AI reading has not been generated yet

Rates surge, MOVE jumps; VIX retreats but Put/Call hits 1.81 and liquidity buffers near zero

Today's core Today is a split session: VIX retreats to 15.99 suggesting equity calm, yet MOVE spikes +7.69%, long-end yields hit 3-day highs (TYX 5.28%), the Liquidity Pressure Index crosses the 60 threshold, and Put/Call surges to 1.81. The surface looks calm; the plumbing does not.

Worsening MOVE spikes +7.69% · TYX 30Y rises to 5.28% · TNX 10Y rises to 4.74% · TGA surges to 910.78B · Liquidity pressure above 60 · Put/Call jumps to 1.81 · RSP-SPY turns negative · Sector 200DMA drops 9.09pt
Improving VIX falls to 15.99 · VXN 2-day slide to 26.0 · VIX term structure at 3.03 · DXY 4-day drop to 99.8 · HY OAS eases to 284 bps · Gold/copper ratio down to 629.83 · IWM-SPY 5d still +11.26% · CNN Fear index ticks up
View full reading ▾ Collapse ▴

Volatility

  • VIX 15.99 (-6.44% 1d, -13.94% 5d), 2 consecutive down days, in 'Normal' bucket
  • VXN 26.0 (-5.63% 1d), 2 consecutive down days, in 'Anxious' bucket but trending lower
  • MOVE 83.02 (+7.69% 1d, +8.07% 5d), 2 consecutive up days, still in 'Normal' bucket
  • SKEW 141.23 (+0.95% 1d, -4.11% 5d), in 'Tail alert' bucket, pulling back from 5d high of 147.28
  • VIX Term Structure 3.03 (+25.73% 1d), at 5d high, solidly 'Healthy contango'

Equity vol (VIX, VXN) is sliding lower with term structure in healthy contango — equity fear is retreating. Yet MOVE jumped +7.69% today, signalling growing uncertainty in bond markets that directly contradicts the equity calm.

Breadth

  • IWM-SPY 1Y spread 15.41 (-4.35% 1d, +11.26% 5d), in 'Small caps leading' bucket; 5d trend still constructive
  • RSP-SPY 1Y spread -1.10 (1d change -1.69), slipped back into 'Mildly top-heavy' bucket
  • Sectors > 200DMA 72.73% (-11.11% 1d), dropped 9.09 percentage points today, but still in 'Healthy' bucket

Breadth cracked today: sector 200DMA coverage fell 9.09 percentage points in a single session, and the RSP-SPY spread turned negative again, flagging renewed mega-cap concentration. The 5-day small-cap outperformance remains, but today's session looks like a short-term reversal.

Cross-asset

  • 10Y Treasury yield TNX 4.74% (+1.72% 1d), 3 consecutive up days, 'Elevated' bucket
  • 30Y Treasury yield TYX 5.28% (+1.34% 1d), 3 consecutive up days, 5d cumulative +2.33%, 'Elevated' bucket
  • 5Y Treasury yield FVX 4.46% (+1.83% 1d), 'Elevated' bucket
  • 10Y-2Y yield spread 47 bps (+4.44% 1d, +30.56% 5d), in 'Just turned' bucket
  • DXY 99.8 (-0.20% 1d, -1.64% 5d), 4 consecutive down days, in 'Neutral' bucket
  • Gold/Copper ratio 629.83 (-1.65% 1d), 2 consecutive down days, still in 'Risk-off' bucket
  • HY OAS 284 bps (-1.05% 1d), in 'Normal' bucket
  • WTI crude 86.8 (+3.38% 1d), in 'Elevated' bucket

Long-end rates are on a 3-day rip: TYX 30Y at 5.28% presses equity valuations. The dollar's 4-day slide to DXY 99.8 and HY OAS holding 'Normal' provide partial offset, but the core message is rates tightening while credit stays calm — a bifurcation that historically doesn't last.

Liquidity

  • Liquidity Pressure Index 64.4 (-0.16% 1d, +6.98% 5d), in 'Elevated' bucket, above the 60 de-risk threshold
  • TGA 910.78B (5d +81.16B, +9.78%), in 'Hoarding' bucket — draining bank reserves
  • ON RRP 2.15B (+99.07% 1d), in 'Exhausted' bucket despite the daily bounce
  • Bank Reserves 2.98T (5d -0.08T, -2.61%), in 'Tight' bucket
  • Fed Balance Sheet 6.74T (5d -0.01T, -0.15%), in 'Mid cycle' bucket, QT grinding on
  • SOFR 3.65% (0 change), IORB 3.65% (0 change), SOFR-IORB spread 0 bps, in 'Tightening' bucket

Three simultaneous amber/red signals: the Liquidity Pressure Index has broken above 60, TGA is hoarding at an extreme 910.78B, and ON RRP is effectively exhausted at 2.15B. System liquidity sensitivity is at a near-term high, leaving less shock-absorption capacity than usual.

Sentiment

  • CNN Fear & Greed 42.46 (+9.12% 1d, data flagged degraded), in 'Fear' bucket; 5d low was 32.25
  • Put/Call ratio 1.81 (+27.46% 1d), 5d high, in 'Extreme fear' bucket

Put/Call ratio surged to 1.81 — the highest in the 5-day window and up +27.46% in a single session — while VIX simultaneously fell. This divergence between hedging demand and implied vol compression is unusual and warrants monitoring for resolution in either direction.

Action thinking

  • Put/Call at 1.81 — 5d extreme, up +27.46% in one session — while VIX falls, is a rare divergence: if this reflects panic hedging rather than directional puts, it sometimes marks short-term capitulation bottoms; confirmation would require watching whether VIX follows higher or keeps compressing
  • With the Liquidity Pressure Index at 64.4 above the 60 de-risk threshold, TGA at an extreme 910.78B ('Hoarding'), and ON RRP effectively 'Exhausted' at 2.15B, the system has less shock-absorption than normal — duration and leverage sizing decisions may need to account for this reduced buffer

AI-generated market commentary. Not investment advice.

Volatility
VIX — S&P 500 implied volatility VIX ?
-1.65%
14.90
Normal
30d
Neutral conditions Source: yfinance as of 2026-08-07 close
VXN — NASDAQ 100 implied volatility VXN ?
-4.72%
22.82
Anxious
Contrarian bullish Source: yfinance as of 2026-08-07 close
MOVE — Treasury implied volatility MOVE ?
72.03
Normal
Neutral conditions Source: yfinance as of 2026-08-07 close
SKEW — S&P 500 tail-risk pricing SKEW ?
-1.60%
132.57
Tail alert
Tail risk elevated Source: yfinance as of 2026-08-07 close
VIX term structure (3M − spot) VIX_TERM_STRUCTURE ?
3.82
Deep contango
Watch complacency Source: yfinance VIX3M 18.72 − VIX 14.90 as of 2026-08-07
Breadth
% sectors above 200-day MA SECTORS_ABOVE_200DMA ?
81.82
Overheated
30d
Overheating risk Source: yfinance as of 2026-08-07 · 9/11 above 200DMA
RSP − SPY 1Y (equal vs cap weight) RSP_SPY_1Y ?
-0.49
Mildly top-heavy
Neutral conditions Source: yfinance as of 2026-08-07 · 1Y spread (pp)
IWM − SPY 1Y (small vs large cap) IWM_SPY_1Y ?
15.59
Small caps leading
Risk-on Source: yfinance as of 2026-08-07 · 1Y spread (pp)
Cross-asset
5-year Treasury yield FVX_5Y ?
-0.62%
4.36
Elevated
Tightening pressure Source: yfinance as of 2026-08-07 close
10-year Treasury yield TNX_10Y ?
-0.21%
4.66
Elevated
30d
Equity headwind Source: yfinance as of 2026-08-07 close
30-year Treasury yield TYX_30Y ?
-0.04%
5.21
Elevated
Term premium rising Source: yfinance as of 2026-08-07 close
10Y − 2Y Treasury spread (bps) YIELD_SPREAD_2_10 ?
46.00
Just turned
Cautious optimism Source: fred as of 2026-08-07 · T10Y2Y
HY OAS — high-yield credit spread (bps) HY_OAS ?
271.00
Normal
30d
Neutral conditions Source: fred as of 2026-08-06 · BAMLH0A0HYM2
DXY — US Dollar Index DXY ?
-0.37%
99.60
Neutral
Neutral conditions Source: yfinance as of 2026-08-07 close
Gold/Copper ratio GOLD_COPPER_RATIO ?
668.38
Risk-off
Defensive signal Source: yfinance as of 2026-08-07 · gold $/oz / copper $/lb
WTI crude oil (front-month futures) WTI ?
-0.27%
77.08
Firm demand
Reflationary lean Source: yfinance as of 2026-08-07 close
Sentiment
CNN Fear & Greed Index FEAR_GREED ?
63.69
Greed
Overheating risk Source: cnn (degraded) as of 2026-08-07T23:01:50+00:00 · CNN dataviz (unofficial endpoint)
Put/Call ratio (CBOE equity) PUT_CALL_RATIO ?
1.12
Bearish
30d
Risk appetite improving Source: yfinance_options as of 2026-08-07 · SPY+QQQ+IWM 5-30d
Dollar Liquidity
Liquidity Pressure Index — 0-100 composite
64
Elevated
weighted composite of 5 components
Score Breakdown
ON RRP
95 · HIGH
BANK RESERVES
66 · ELEVATED
SOFR IORB SPREAD
55 · MODERATE
TGA
75 · HIGH
HY OAS
22 · LOW
Fed Balance Sheet — total Fed assets ($T) FED_BALANCE_SHEET ?
6.75
Mid cycle
Neutral conditions Source: fred as of 2026-08-05 · WALCL ($T) · weekly
ON RRP — overnight reverse-repo balance ($B) ON_RRP ?
1.45
Exhausted
Risk-off bias Source: fred as of 2026-08-07 · RRPONTSYD ($B)
Bank Reserves — system liquidity pool ($T) BANK_RESERVES ?
2.99
Tight
Defensive signal Source: fred as of 2026-08-05 · WRESBAL ($T) · weekly
SOFR — secured overnight financing rate (%) SOFR ?
3.65
Restrictive
Discount rate up Source: fred as of 2026-08-06 · SOFR (%)
IORB — interest on reserve balances (%) IORB ?
3.65
Restrictive
Discount rate up Source: fred as of 2026-08-10 · IORB (%)
SOFR − IORB — funding-stress gauge (bps) SOFR_IORB_SPREAD ?
0.00
Tightening
Watch funding Source: derived SOFR − IORB (bps), derived from snapshot
TGA — Treasury cash account ($B) TGA ?
907.32
Hoarding
Defensive signal Source: fred as of 2026-08-05 · WTREGEN ($B) · weekly
What these indicators mean

VIX — S&P 500 implied volatilityVIX

S&P 500 implied volatility — what options traders pay to hedge over the next 30 days. Low (<12) means complacency; spikes above 30 mean panic, historically near major bottoms.

VXN — NASDAQ 100 implied volatilityVXN

Same idea as VIX but on the NASDAQ 100. Runs a few points hotter than VIX because NDX is more concentrated in high-beta names.

MOVE — Treasury implied volatilityMOVE

The 'VIX of bonds' — implied volatility on Treasuries. Calm under 70, shock above 180. Bond stress often precedes equity stress.

SKEW — S&P 500 tail-risk pricingSKEW

Tail-risk pricing for the S&P 500 — how much extra option traders are paying for crash protection. Sustained 140+ flags institutional anxiety about a left-tail event.

VIX term structure (3M − spot)VIX_TERM_STRUCTURE

CBOE 3-month VIX minus VIX spot. The 3M VIX is a constant-maturity index — what option markets price for vol over the next 90 days, no rolling-future noise. Positive (contango) is normal: longer-dated vol slightly higher. Negative (backwardation) means near-term stress dominates longer-term expectations. One of the cleanest 'is this a real selloff' signals.

% sectors above 200-day MASECTORS_ABOVE_200DMA

How many of the 11 SPDR sectors are above their 200-day moving average. Under 20% is washout territory (contrarian buy); over 80% is overheating. Middle is healthy breadth.

RSP − SPY 1Y (equal vs cap weight)RSP_SPY_1Y

Equal-weight S&P (RSP) 1Y return minus market-cap S&P (SPY) 1Y return. Negative means a few mega-caps are carrying the index — concentration risk. Positive means broad participation, a healthier bull.

IWM − SPY 1Y (small vs large cap)IWM_SPY_1Y

Russell 2000 small-cap 1Y return minus S&P 500 1Y return. Small caps leading = risk-on appetite; small caps lagging deeply = defensive regime.

HY OAS — high-yield credit spread (bps)HY_OAS

Yield spread between high-yield ('junk') corporate bonds and Treasuries, in basis points. Tight (<300bp) means credit markets are relaxed; wide (>800bp) means stress. Extreme widening is historically a contrarian buy late in the cycle.

10Y − 2Y Treasury spread (bps)YIELD_SPREAD_2_10

10-year Treasury yield minus 2-year, in basis points. Negative = yield curve inverted, historically a leading recession signal (12-18 months out). Steep positive = post-recession reflation.

DXY — US Dollar IndexDXY

US Dollar Index — the dollar's strength vs a basket of major currencies. A strong dollar (>108) typically hurts emerging markets and US multinational earnings.

Gold/Copper ratioGOLD_COPPER_RATIO

Price of gold (per oz) divided by copper (per lb). Gold is the defensive metal; copper is the industrial-demand metal. A rising ratio means flight to safety; a falling ratio means risk-on growth bid.

WTI crude oil (front-month futures)WTI

WTI crude oil front-month futures, in dollars per barrel. Reads as a macro proxy: cheap oil = weak global demand (disinflation); expensive oil = tight supply or geopolitical stress (inflationary).

5-year Treasury yieldFVX_5Y

Mid-curve Treasury yield. Together with the 10Y and 30Y, sketches the curve shape. Roughly tracks the Fed's expected medium-term path. Lower than 10Y in normal contango; above it during late-cycle inversion.

10-year Treasury yieldTNX_10Y

The headline US rate — drives mortgage rates, equity valuations, dollar strength. Double-tailed: very low (<2%) flags deflation/recession risk, very high (>5.5%) flags inflation or debt stress. Historical normal range 3–4.5%.

30-year Treasury yieldTYX_30Y

Long-bond yield. Reflects long-run growth + inflation expectations + term premium. A rising 30Y while short rates hold steady is a steepening signal — markets demand more compensation for fiscal / inflation risk over the long horizon.

Put/Call ratio (CBOE equity)PUT_CALL_RATIO

Total CBOE equity options put volume divided by call volume. Above 1.0 = more puts than calls, defensive positioning. Extreme spikes are contrarian — historically near bottoms.

CNN Fear & Greed IndexFEAR_GREED

CNN's composite of 7 sentiment signals scaled 0-100. Below 25 = extreme fear (often a buying setup); above 75 = extreme greed (caution flag).

Liquidity Pressure Index — 0-100 compositeLIQUIDITY_PRESSURE_INDEX

Composite 0-100 score across 5 dollar-liquidity components. ≥60 = de-risk proactively. ≥75 + confirming signals (SOFR-IORB turning positive, HY OAS widening, key trend breaks) = move defensive.

Fed Balance Sheet — total Fed assets ($T)FED_BALANCE_SHEET

Total Fed assets. Persistent decline = QT draining base liquidity. Watch the trend rather than the level — pace matters more than absolute size.

ON RRP — overnight reverse-repo balance ($B)ON_RRP

The most visible liquidity buffer in the Fed's system. When QT or Treasury issuance drains cash, it comes from RRP first — markets feel little impact. Once RRP is near zero, pressure starts hitting bank reserves directly.

Bank Reserves — system liquidity pool ($T)BANK_RESERVES

The core liquidity pool of the banking system. Ample reserves = strong shock absorber. Declining reserves + low ON RRP is when sensitivity to any shock rises sharply.

SOFR — secured overnight financing rate (%)SOFR

True overnight funding cost for the repo market. Meaningful mostly relative to IORB.

IORB — interest on reserve balances (%)IORB

The Fed's policy rate paid on bank reserves — the upper bound for money-market rates in normal times.

SOFR − IORB — funding-stress gauge (bps)SOFR_IORB_SPREAD

SOFR persistently above IORB signals dealers paying up to fund — money-market stress is building.

TGA — Treasury cash account ($B)TGA

Treasury General Account balance. High and rising = the Treasury is hoarding cash, which drains liquidity from the banking system on top of QT.

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All data and AI commentary on this page are for informational purposes only and do not constitute investment advice. Indicators may be delayed or sourced from unofficial feeds. Do your own research.