WFC (WFC)

Secondary decision view: valuation · portfolio context · the data you need before acting on a single-source signal.
Neutral

WFC earns a NEUTRAL rating due to insufficient valuation data and a low-confidence floor, offset by neutral implied volatility.

  • No valuation data (PE, PB, PS) is available, leaving the stock's fundamental standing unmeasurable.
  • The floor model has low confidence with zero valid primary floors, and warns that hard-logic floor methods are not applicable for WFC.
  • Implied volatility rank is neutral at 52.0%, indicating options pricing is in line with historical norms.
Verdict bucket from deterministic rule (validation / floor distance / risk alerts). LLM narration only — never picks the bucket.

BUY-ZONE DECISION rule signal

Sign in to set your floor price for WFC and unlock the buy-zone decision summary.
Sign in

Macro context

Across past macro events, WFC 5d reaction has been net positive +0.8%
13 event categories · 107 samples · 57 up / 44 down · macro-beta evidence only
Per-category detail · macro beta breakdown
fed-fomc-rate-cycle → avg 5d +1.0% 12 samples · 6 up / 4 down
taiwan-strait-tension → avg 5d +1.6% 12 samples · 5 up / 6 down
oil-shock → avg 5d +2.5% 10 samples · 8 up / 2 down
us-china-tariff-escalation → avg 5d +0.1% 10 samples · 4 up / 6 down
big-ipo-event → avg 5d -0.2% 9 samples · 3 up / 4 down
bank-crisis → avg 5d -0.5% 8 samples · 4 up / 4 down
big-tech-earnings-shock → avg 5d +1.1% 7 samples · 6 up / 1 down
election-uncertainty → avg 5d +2.6% 7 samples · 4 up / 2 down
natural-disaster → avg 5d +1.5% 7 samples · 4 up / 3 down
pandemic-emergency → avg 5d +1.0% 7 samples · 4 up / 3 down
sovereign-debt-crisis → avg 5d +0.9% 7 samples · 5 up / 2 down
china-property-crisis → avg 5d +0.9% 6 samples · 3 up / 3 down
russia-ukraine-war → avg 5d -4.0% 5 samples · 1 up / 4 down
Vs sector ETF (XLF, 5d)
-0.2pp in line with sector
WFC -1.7% Sector benchmark XLF -1.6%
Macro-beta evidence: how this ticker historically reacted to broad macro shocks. Not a thesis-level call — for that, you have to read the news and decide.

RULES & ALERTS FIRING

Sign in to see which rules are firing on WFC in your portfolio.
Sign in

VALUATION

Valuation data not yet available for this ticker. Try again in a few minutes.

Floor Engine

Using P/B USD 75.92 Confidence low
PB medium
USD 33.62
P/B reverts to historical 10th-percentile (asset-driven businesses)
Bank/insurance — P/B + ROE model applies, EBIT-based valuation does not
PSR medium
USD 0.43
PSR reverts to historical 10th-percentile (growth stocks pre-stable-earnings)

YOUR WATCHLIST CONTEXT

○ anonymous
What you'll see after sign-in
Your floor
$XXX.XX
Your golden
$XXX.XX
Market
XXX

· Your personal floor / golden price overlay on the live price

· Per-ticker rule alerts when this stock crosses your thresholds

· Position P&L overlay — what this ticker means inside your full portfolio

Sign in to unlock →

IMPLIED VOLATILITY

CURRENT IV 27.9% HV (30D) 29.2% IV RANK (1Y) 52 NEUTRAL

Earnings Reactions

WFC
8 earnings events · last 2 years
Avg Gap%
-0.65%
Avg Day%
-0.41%
Up Hit Rate
38%
Next Earnings · est.
2026-07-14
in 34d
24-07
24-10
25-01
25-04
25-07
25-10
26-01
26-04
Bar height = |Gap%| normalized to the period max. Green = up, red = down.
Date Time EPS Surprise Gap% Day% Week%
2026-04-14 BMO 1.56 -2.7% -4.18% -5.70% -5.87%
2026-01-14 BMO 1.62 -2.9% -3.00% -4.61% -5.90%
2025-10-14 BMO 1.66 +7.4% +4.56% +7.15% +7.40%
2025-07-15 BMO 1.54 +10.2% -3.21% -5.48% -1.26%
2025-04-11 BMO 1.28 +4.7% -2.49% -0.95% +1.43%
2025-01-15 BMO 1.43 +5.5% +5.86% +6.69% +8.77%
2024-10-11 BMO 1.51 +18.1% +3.83% +5.61% +11.45%
2024-07-12 BMO 1.34 +5.1% -6.58% -6.02% -1.55%

Is WFC (WFC) overvalued right now?

Whether WFC (WFC) is overvalued depends on the lens you use: trailing P/E vs its own history, CAPE vs the broader market, earnings yield vs Treasury yields. We surface all three so you don't have to pick one in isolation.

WFC (WFC) — what's the SELL PUT risk profile?

Selling cash-secured puts on WFC (WFC) is a common income strategy, but the right strike depends on your floor price (the level you'd happily own at) and the option chain's buffer/APY tradeoff. The full ladder view (deferred to a future release) ranks candidates by buffer percentage first, then APY — see the option ladder methodology for why buffer matters more than yield in this strategy.

WFC (WFC) — which option strategy fits your view?

If you're bullish long-term but cautious near-term on WFC (WFC), SELL PUT into your floor zone collects premium while waiting for a better entry. If you already own it and are neutral-to-mildly-bullish, COVERED CALL caps upside but harvests time decay. The wrong strategy on the right ticker still loses money — match the trade to your view, not the other way around.

WFC (WFC) — is now a good entry?

Entry timing on WFC (WFC) is a function of your floor price (hard buy zone) and golden price (back-the-truck-up zone). Both are personal — set them in your watchlist and we'll alert you when the market hits either level.

FAQ

Why does WFC show different P/E numbers on different sites?

Different data providers use different earnings windows (TTM vs forward, GAAP vs adjusted) and update at different cadences. We surface trailing P/E with a 5-year percentile rank to give context — a P/E of 30 is hot for one stock and cold for another.

Does this page show WFC's implied volatility?

Not on this v0 page — the dedicated volatility tool covers IV with multi-source voting (IBKR + Polygon + yfinance). For pure IV lookup, use /tools/volatility. This page is for decision-stage queries that pull together valuation + portfolio context.

How is this different from Yahoo Finance or 雪球's WFC page?

Those sites are great for raw data discovery — last price, news, headline P/E. This page is built for the second look: you've already seen a single-dimension signal somewhere else, now you need multi-dimensional decision context (your floor, the valuation percentile, your portfolio overlay) in one view, not five tabs.