BAC (BAC)
BAC carries a NEUTRAL verdict as valuation is fair while implied volatility is elevated and a reliable floor price cannot be established.
- Current PE of $13.02 sits at the 71st percentile, and PB at the 94th percentile, supporting the fair valuation label with no extreme lows detected.
- Implied volatility rank is a high 80.5%, indicating elevated option pricing that may deter premium-selling strategies.
- Floor analysis yields low confidence with no valid hard floors available, and warnings that the stock does not support a traditional floor method.
BUY-ZONE DECISION rule signal
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Macro context
RULES & ALERTS FIRING
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VALUATION
BAC is a financial sector stock, so we use P/B; its P/B at the 94th percentile makes it clearly expensive despite a cheap-looking PEG of 0.45 from high short-term earnings growth. Earnings growth of 23% is not priced in sustainably, as the elevated P/B implies the market is already paying up for expected returns on equity. The biggest risk is that slowing net interest income or rising credit losses compress earnings, exposing the stock to a sharp multiple de-rating.
Floor Engine
YOUR WATCHLIST CONTEXT
○ anonymous· Your personal floor / golden price overlay on the live price
· Per-ticker rule alerts when this stock crosses your thresholds
· Position P&L overlay — what this ticker means inside your full portfolio
IMPLIED VOLATILITY
Earnings Reactions
| Date | Time | EPS | Surprise | Gap% | Day% | Week% |
|---|---|---|---|---|---|---|
| 2026-04-15 | BMO | 1.11 | +8.8% | +1.69% | +1.82% | -0.43% |
| 2026-01-14 | BMO | 0.98 | +2.2% | -3.04% | -3.78% | -3.83% |
| 2025-10-15 | BMO | 1.06 | +12.0% | +2.95% | +4.37% | +2.02% |
| 2025-07-16 | BMO | 0.89 | +3.7% | +0.22% | -0.26% | +4.31% |
| 2025-04-15 | BMO | 0.90 | +10.7% | +3.08% | +3.60% | +5.67% |
| 2025-01-16 | BMO | 0.82 | +6.8% | -0.21% | -0.98% | -1.23% |
| 2024-10-15 | BMO | 0.81 | +6.2% | +3.15% | +0.55% | +0.93% |
| 2024-07-16 | BMO | 0.83 | +3.9% | +1.50% | +5.35% | +1.24% |
Is BAC (BAC) overvalued right now?
BAC (BAC) is currently trading at a trailing P/E of 13.0, sitting at the 71th percentile of its 5-year valuation history. A high percentile suggests the market is pricing the stock above its own historical norm — useful context before sizing a new position or selling premium against it.
BAC (BAC) — what's the SELL PUT risk profile?
Selling cash-secured puts on BAC (BAC) is a common income strategy, but the right strike depends on your floor price (the level you'd happily own at) and the option chain's buffer/APY tradeoff. The full ladder view (deferred to a future release) ranks candidates by buffer percentage first, then APY — see the option ladder methodology for why buffer matters more than yield in this strategy.
BAC (BAC) — which option strategy fits your view?
If you're bullish long-term but cautious near-term on BAC (BAC), SELL PUT into your floor zone collects premium while waiting for a better entry. If you already own it and are neutral-to-mildly-bullish, COVERED CALL caps upside but harvests time decay. The wrong strategy on the right ticker still loses money — match the trade to your view, not the other way around.
BAC (BAC) — is now a good entry?
Entry timing on BAC (BAC) is a function of your floor price (hard buy zone) and golden price (back-the-truck-up zone). Both are personal — set them in your watchlist and we'll alert you when the market hits either level.
FAQ
Why does BAC show different P/E numbers on different sites?
Different data providers use different earnings windows (TTM vs forward, GAAP vs adjusted) and update at different cadences. We surface trailing P/E with a 5-year percentile rank to give context — a P/E of 30 is hot for one stock and cold for another.
Does this page show BAC's implied volatility?
Not on this v0 page — the dedicated volatility tool covers IV with multi-source voting (IBKR + Polygon + yfinance). For pure IV lookup, use /tools/volatility. This page is for decision-stage queries that pull together valuation + portfolio context.
How is this different from Yahoo Finance or 雪球's BAC page?
Those sites are great for raw data discovery — last price, news, headline P/E. This page is built for the second look: you've already seen a single-dimension signal somewhere else, now you need multi-dimensional decision context (your floor, the valuation percentile, your portfolio overlay) in one view, not five tabs.